Mortgage Repayment Calculator
Estimate principal and interest repayments on an Australian home loan.
Result
$3,897.08 per month
- Monthly repayment
- $3,897.08
- Fortnightly (approx.)
- $1,798.65
- Weekly (approx.)
- $899.33
- Total repaid
- $1,402,948.23
- Total interest
- $752,948.23
This is a standard principal and interest repayment at a fixed rate for the full term. Real repayments change if your rate changes.
Assumptions and notes
- Principal and interest repayments at a constant interest rate for the whole term.
- Fees, lenders mortgage insurance, offset accounts and rate changes are not included.
- Results are estimates only and are not financial, tax or legal advice.
Information last checked: August 2026.
Frequently asked questions
Are fortnightly repayments cheaper?
Paying half the monthly amount every fortnight results in the equivalent of 13 monthly payments a year, which reduces interest. The figure shown here is a straight conversion, not that strategy.